Common Questions and Answers

Are there any costs for a prepaid debit card?
Different debit card providers have different schedules of fees. You can see a breakdown and comparison of the fees for the different card types in the Choose and Compare Debit Card Featues Section.

What kind of credit do they require?
All of the prepaid debit card applications that I have seen require no credit check. This mean that if you bad credit or no credit that you will still be accepted.

Where can they be used
Unless otherwise noted these debit cards can be used at any location that accepts a card with the visa or mastercard logo. Occasionally a card will mention that it can only be used for online purchases or something similar, so be sure to make sure that you are selecting a card that will suit your needs.

Are there any kind of limits?
Each debit card provider sets different limits for different aspects of the prepaid debit cards usage. It is common to see a daily spend cap as well an account maximum balance.

Can I get them for other people?
Some providers do allow you get additional cards on the same account for other family memembers and spouses, but make sure to check for this feature if it is something that you are looking for as it is not too common yet. Of course the bright side is that it wouldn't be that hard to get them their own account anyway.

What do we charge for our service?
GetaDC chrages no fees for any of it services to it's users. We provide comparison tools and information guides to help inform you so that you can make the best decision posssible.

Who can get a prepaid debit card?
Some cards allow accounts to be created by someone who is of at least the age of 15 years old. Others require that you are at least 18 years old.

Is there a minimum balance?
Most card providers do not require a minimum ballance but watch out because some cards will charge a fee if an account has under a certain amount in it or it has not been used for a certain amount of time.

What is the monthly cost?
The monthly cost of the prepaid debit card varies from provider to provider but some even offer no monthly or annual fees as long as there is account activity or if direct deposits are made to the account.

Are they re-loadable/re-usable?
Yes, the accounts are re-usable, you can add funds to your account using several different methods such as direct deposit, retail locations, tax refunds, and even transfer from other accounts.

Do I need to have a bank account?
Most of the prepaid debit cards do not require that you have a checking or savings account.

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